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The best ways to use an IHG Rewards free night certificate — from resort villas to swanky international hotels<!-- wp:html --><p class="headline-regular financial-disclaimer">Insider's experts choose the best products and services to help make smart decisions with your money (<a href="https://www.businessinsider.com/personal-finance/personal-finance-editorial-standards" class="not-content-link" target="_blank" rel="noopener">here’s how</a>). In some cases, we receive a commission from <a href="https://www.businessinsider.com/personal-finance/our-partners" class="not-content-link" target="_blank" rel="noopener">our partners</a>, however, our opinions are our own. Terms apply to offers listed on this page.</p> <p>The InterContinental Bali Sanur Resort costs 40,000 IHG points or less, making it a perfect spot to redeem an IHG free night certificate.</p> <p class="copyright">IHG Hotels and Resorts</p> <p>The IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card offer a free reward night every account anniversary.<br /> You can use this certificate at IHG hotels that cost up to 40,000 points per night.<br /> Cardholders can also "top-up" the certificate with points if they want to use it at a hotel that costs more.<br /> <a href="https://www.businessinsider.com/personal-finance/best-travel-rewards-credit-cards">Read Insider's guide to the best travel rewards credit cards.</a></p> <p>If you stay with IHG hotels, even occasionally, the <a href="https://www.businessinsider.com/personal-finance/ihg-rewards-club-premier-credit-card-review">IHG® Rewards Club Premier Credit Card</a> and <a href="https://www.businessinsider.com/personal-finance/ihg-premier-business-credit-card-review">IHG® Rewards Premier Business Credit Card</a> are worth considering.</p> <p>Both cards are offering <a href="https://www.businessinsider.com/personal-finance/ihg-credit-card-elevated-bonus-offers-limited-time-2023-1">excellent welcome bonuses</a>:</p> <p>IHG® Rewards Club Premier Credit Card — IHG® Rewards Club Premier Credit Card (record-high offer)IHG® Rewards Premier Business Credit Card — IHG® Rewards Premier Business Credit Card</p> <p>These cards also come with top-notch benefits including <a href="https://www.businessinsider.com/personal-finance/credit-cards-that-offer-hotel-elite-status">complimentary IHG Platinum elite status</a>, a fourth reward night free on point stays of three or more consecutive nights, up to $50 in United Travel Bank credits each year, and a <a href="https://www.businessinsider.com/personal-finance/best-global-entry-tsa-precheck-credit-card">Global Entry, TSA PreCheck</a>, or NEXUS application fee credit of up to $100 every four years.</p> <p>One big reason to keep these cards year after year is the <a href="https://www.businessinsider.com/personal-finance/best-hotel-credit-card-free-nights-anniversary">anniversary free night certificate</a> they offer, valid at any IHG hotel that costs up to 40,000 IHG points per night. If you redeem the certificate at upscale hotels — where nightly rates can be $300 or more — you could get a value that well exceeds the IHG® Rewards Club Premier Credit Card annual fee.</p> <p>You can "top-up" a free night certificate if you want to redeem it at a hotel that costs more than 40,000 points. For instance, if you want to stay at a hotel that costs 50,000 points, you could use an IHG free night plus 10,000 IHG points to book it.</p> <p>The free night certificate can take you across the world — from Bali to the Netherlands — and it won't cost you anything but your annual fee.</p> <p class="headline-regular financial-disclaimer">We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.</p> <h2>Best hotels to use an IHG Premier card free night certificate</h2> <p>Each year on your IHG® Rewards Club Premier Credit Card or IHG® Rewards Premier Business Credit Card anniversary, you'll receive a free night certificate valid at IHG hotels that cost up to 40,000 points per night. The certificate should automatically show up in your IHG account online on the homepage under the "Free Night(s)" link.</p> <p>To book your reward night, select your free night certificate and search for available hotels as you normally would. The free night will automatically be attached when you complete your reservation instead of having points deducted from your account. </p> <p>One other important point to note: <a href="https://www.businessinsider.com/personal-finance/how-to-earn-use-ihg-points">IHG prices reward nights dynamically</a>, which means the number of points required at a specific hotel varies depending on season and demand. A hotel may price out at 40,000 points or less at some times of year (and therefore qualify for the free night certificate), but during peak travel times it may cost more than 40,000 points and be ineligible for the annual free night without topping up with additional points.</p> <p>Let's take a look at some of the best hotels for redeeming your IHG free night certificate.</p> <h2>Kimpton De Witt, Amsterdam</h2> <p>Award night prices at the centrally located Kimpton De Witt in Amsterdam are as low as 35,000 points per night, so you can redeem an IHG free night certificate here.</p> <p class="copyright">IHG Hotels and Resorts</p> <p>If Europe has been on your list, you'll want to stop in at the <a href="https://www.ihg.com/kimptonhotels/hotels/us/en/amsterdam/amsnl/hoteldetail" target="_blank" rel="noopener">Kimpton Amsterdam De Witt</a>. Located in the city center, room rates here hover in the $250 to $300 range, which means you'll be making good use of your IHG annual free night certificate.</p> <p>And because it's a Kimpton, you'll be able to bring your pet with you — no matter their size — for free. Because IHG operates on a dynamic pricing scale, you'll see reward rates fluctuate, but they'll go as low as 35,000 points per night in the off-season. If you're traveling in the summer, expect rates from 50,000 to 70,000 points per night — but you can top up your certificate with points to make up the difference.</p> <h2>InterContinental Bali Sanur Resort</h2> <p>The new InterContinental Bali Sanur Resort was formerly a Fairmont hotel.</p> <p class="copyright">IHG Hotels and Resorts</p> <p>Now that the world has opened up again for travelers, visiting far-flung destinations has become a lot easier. One of IHG's newer additions, the <a href="https://www.ihg.com/intercontinental/hotels/us/en/bali/dpsps/hoteldetail" target="_blank" rel="noopener">InterContinental Bali Sanur Resort</a> is a gorgeous property where you can treat yourself to a five-star stay.</p> <p>A standard room is a junior suite, complete with an outdoor living area, and this beachfront resort features stunning infinity pools and gardens. The award rate on most nights is 40,000 points or less, even during peak season, which makes this resort an ideal spot for redeeming an IHG free night certificate in luxury.</p> <h2>Kimpton Alma San Diego</h2> <p>The stylish Kimpton Alma San Diego features a rooftop pool and lounge.</p> <p class="copyright">IHG Hotels and Resorts</p> <p>Want to stay stateside? The <a href="https://www.ihg.com/kimptonhotels/hotels/us/en/alma-hotel-san-diego-ca/sanpr/hoteldetail" target="_blank" rel="noopener">Kimpton Alma San Diego</a> (formerly the Kimpton Palomar) is a swanky hotel with a rooftop pool located in San Diego's famous Gaslamp Quarter. You'll find a wide range of reward redemption pricing here, but a good selection of dates price in the 40,000 to 50,000 point range.</p> <p>Room rates will otherwise run you upward of $300 each night, and as a Kimpton property, Fido also comes along for free. </p> <h2>Holiday Inn Club Vacations at Desert Club Resort, Las Vegas</h2> <p>You can use an IHG free night certificate to book a one-bedroom villa at the Holiday Inn Club Vacations at Desert Club Resort, Las Vegas</p> <p class="copyright">IHG Hotels and Resorts</p> <p>If you're traveling with a family and looking to spread out, skip the strip and stay in the condo-style <a href="https://www.ihg.com/holidayinnclubvacations/hotels/us/en/las-vegas/lascv/hoteldetail" target="_blank" rel="noopener">Holiday Inn Club Vacations At Desert Club Resort</a>, where sprawling villas come equipped with both full kitchens and living rooms.</p> <p>You can snag a room here for less than 40,000 IHG points on most dates — or redeem your free night certificate — and enjoy a free shuttle to the strip as well as expansive resort pools. Room rates otherwise hover in the mid $200s. </p> <h2>Kimpton Surfcomber Hotel, Miami Beach</h2> <p>Families and groups will appreciate the quirky, friendly vibe at the Kimpton Surfcomber in Miami Beach.</p> <p class="copyright">IHG Hotels and Resorts</p> <p>A stay in Miami Beach can be a pricey proposition, but the <a href="https://www.ihg.com/kimptonhotels/hotels/us/en/surfcomber-south-beach-miami-fl/miass/hoteldetail" target="_blank" rel="noopener">Kimpton Surfcomber Hotel</a> is an affordable option for using IHG Rewards. Award nights here start at 36,000 points in the off-season, making it a good choice for redeeming an IHG free night certificate. During peak times, the price skyrockets — but if you're flexible with travel dates, it can be a good value.</p> <p>Located in the historic Art Deco District, this family-friendly oceanfront hotel features a kids' beach area with toys, poolside activities, and an evening social hour. And because it's a Kimpton, your pet can stay at no charge.</p> <h2>What to know about IHG free night certificates</h2> <p>The IHG® Rewards Club Premier Credit Card and IHG® Rewards Premier Business Credit Card pack a lot of perks for a modest annual fee. With complimentary elite status and even your fourth night free on award stays, it's easy to find value with these cards. </p> <p>Perhaps the biggest perk, however, is the annual free night certificate that they offer. Valid at properties up to 40,000 points per night, you can find stays in international hotspots like Bali and Amsterdam. Or, if you prefer to stick closer to home, you can enjoy villa life while working on your tan. </p> <div class="read-original">Read the original article on <a href="https://www.businessinsider.com/personal-finance/ihg-free-night-certificate-best-hotels">Business Insider</a></div><!-- /wp:html -->

Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.

The InterContinental Bali Sanur Resort costs 40,000 IHG points or less, making it a perfect spot to redeem an IHG free night certificate.

The IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card offer a free reward night every account anniversary.
You can use this certificate at IHG hotels that cost up to 40,000 points per night.
Cardholders can also “top-up” the certificate with points if they want to use it at a hotel that costs more.
Read Insider’s guide to the best travel rewards credit cards.

If you stay with IHG hotels, even occasionally, the IHG® Rewards Club Premier Credit Card and IHG® Rewards Premier Business Credit Card are worth considering.

Both cards are offering excellent welcome bonuses:

IHG® Rewards Club Premier Credit Card — IHG® Rewards Club Premier Credit Card (record-high offer)IHG® Rewards Premier Business Credit Card — IHG® Rewards Premier Business Credit Card

These cards also come with top-notch benefits including complimentary IHG Platinum elite status, a fourth reward night free on point stays of three or more consecutive nights, up to $50 in United Travel Bank credits each year, and a Global Entry, TSA PreCheck, or NEXUS application fee credit of up to $100 every four years.

One big reason to keep these cards year after year is the anniversary free night certificate they offer, valid at any IHG hotel that costs up to 40,000 IHG points per night. If you redeem the certificate at upscale hotels — where nightly rates can be $300 or more — you could get a value that well exceeds the IHG® Rewards Club Premier Credit Card annual fee.

You can “top-up” a free night certificate if you want to redeem it at a hotel that costs more than 40,000 points. For instance, if you want to stay at a hotel that costs 50,000 points, you could use an IHG free night plus 10,000 IHG points to book it.

The free night certificate can take you across the world — from Bali to the Netherlands — and it won’t cost you anything but your annual fee.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Best hotels to use an IHG Premier card free night certificate

Each year on your IHG® Rewards Club Premier Credit Card or IHG® Rewards Premier Business Credit Card anniversary, you’ll receive a free night certificate valid at IHG hotels that cost up to 40,000 points per night. The certificate should automatically show up in your IHG account online on the homepage under the “Free Night(s)” link.

To book your reward night, select your free night certificate and search for available hotels as you normally would. The free night will automatically be attached when you complete your reservation instead of having points deducted from your account. 

One other important point to note: IHG prices reward nights dynamically, which means the number of points required at a specific hotel varies depending on season and demand. A hotel may price out at 40,000 points or less at some times of year (and therefore qualify for the free night certificate), but during peak travel times it may cost more than 40,000 points and be ineligible for the annual free night without topping up with additional points.

Let’s take a look at some of the best hotels for redeeming your IHG free night certificate.

Kimpton De Witt, Amsterdam

Award night prices at the centrally located Kimpton De Witt in Amsterdam are as low as 35,000 points per night, so you can redeem an IHG free night certificate here.

If Europe has been on your list, you’ll want to stop in at the Kimpton Amsterdam De Witt. Located in the city center, room rates here hover in the $250 to $300 range, which means you’ll be making good use of your IHG annual free night certificate.

And because it’s a Kimpton, you’ll be able to bring your pet with you — no matter their size — for free. Because IHG operates on a dynamic pricing scale, you’ll see reward rates fluctuate, but they’ll go as low as 35,000 points per night in the off-season. If you’re traveling in the summer, expect rates from 50,000 to 70,000 points per night — but you can top up your certificate with points to make up the difference.

InterContinental Bali Sanur Resort

The new InterContinental Bali Sanur Resort was formerly a Fairmont hotel.

Now that the world has opened up again for travelers, visiting far-flung destinations has become a lot easier. One of IHG’s newer additions, the InterContinental Bali Sanur Resort is a gorgeous property where you can treat yourself to a five-star stay.

A standard room is a junior suite, complete with an outdoor living area, and this beachfront resort features stunning infinity pools and gardens. The award rate on most nights is 40,000 points or less, even during peak season, which makes this resort an ideal spot for redeeming an IHG free night certificate in luxury.

Kimpton Alma San Diego

The stylish Kimpton Alma San Diego features a rooftop pool and lounge.

Want to stay stateside? The Kimpton Alma San Diego (formerly the Kimpton Palomar) is a swanky hotel with a rooftop pool located in San Diego’s famous Gaslamp Quarter. You’ll find a wide range of reward redemption pricing here, but a good selection of dates price in the 40,000 to 50,000 point range.

Room rates will otherwise run you upward of $300 each night, and as a Kimpton property, Fido also comes along for free. 

Holiday Inn Club Vacations at Desert Club Resort, Las Vegas

You can use an IHG free night certificate to book a one-bedroom villa at the Holiday Inn Club Vacations at Desert Club Resort, Las Vegas

If you’re traveling with a family and looking to spread out, skip the strip and stay in the condo-style Holiday Inn Club Vacations At Desert Club Resort, where sprawling villas come equipped with both full kitchens and living rooms.

You can snag a room here for less than 40,000 IHG points on most dates — or redeem your free night certificate — and enjoy a free shuttle to the strip as well as expansive resort pools. Room rates otherwise hover in the mid $200s. 

Kimpton Surfcomber Hotel, Miami Beach

Families and groups will appreciate the quirky, friendly vibe at the Kimpton Surfcomber in Miami Beach.

A stay in Miami Beach can be a pricey proposition, but the Kimpton Surfcomber Hotel is an affordable option for using IHG Rewards. Award nights here start at 36,000 points in the off-season, making it a good choice for redeeming an IHG free night certificate. During peak times, the price skyrockets — but if you’re flexible with travel dates, it can be a good value.

Located in the historic Art Deco District, this family-friendly oceanfront hotel features a kids’ beach area with toys, poolside activities, and an evening social hour. And because it’s a Kimpton, your pet can stay at no charge.

What to know about IHG free night certificates

The IHG® Rewards Club Premier Credit Card and IHG® Rewards Premier Business Credit Card pack a lot of perks for a modest annual fee. With complimentary elite status and even your fourth night free on award stays, it’s easy to find value with these cards. 

Perhaps the biggest perk, however, is the annual free night certificate that they offer. Valid at properties up to 40,000 points per night, you can find stays in international hotspots like Bali and Amsterdam. Or, if you prefer to stick closer to home, you can enjoy villa life while working on your tan. 

Read the original article on Business Insider

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