Fri. Jul 5th, 2024

IdentityForce Identity Theft Protection Review<!-- wp:html --><p class="headline-regular financial-disclaimer">Our experts choose the best products and services to help make smart decisions with your money (<a href="https://www.businessinsider.com/personal-finance/personal-finance-editorial-standards" class="not-content-link" target="_blank" rel="noopener">here's how</a>). In some cases, we receive a commission from <a href="https://www.businessinsider.com/personal-finance/our-partners" class="not-content-link" target="_blank" rel="noopener">our partners</a>; however, our opinions are our own. Terms apply to offers listed on this page.</p> <p>With cybersecurity and identity theft protection features, IdentityForce is among our top picks for the <a href="https://www.businessinsider.com/personal-finance/best-credit-monitoring-services">best credit monitoring services</a> and <a href="https://www.businessinsider.com/personal-finance/best-identity-theft-protection-services">best identity theft protection services</a>. However, it's also one of the most expenseive. </p> <h2>IdentityForce Overview</h2> <p>Owned by TransUnion, one of the <a href="https://www.businessinsider.com/personal-finance/credit-bureau-experian-equifax-transunion">three major credit bureaus</a>, IdentityForce is a top-notch service that provides various solutions to prevent, identify, and resolve instances of <a href="https://www.businessinsider.com/personal-finance/identity-theft">identity theft</a>.  </p> <p>IdentityForce's cybersecurity features, including anti-phishing and anti-keylogging software and a virtual private network (VPN), particularly stand out. IdentityForce also includes an online vault for storing sensitive digital documents. These features should go a long way toward <a href="https://www.businessinsider.com/personal-finance/how-to-reduce-identity-theft-risk">preventing identity theft</a>. If that fails, IdentityForce provides up to $1 million in identity theft insurance and credit experts who can help you <a href="https://www.businessinsider.com/personal-finance/how-to-recover-from-identity-theft">recover</a>.</p> <p>The company reserves some key identity theft monitoring features for its premium plan, UltraSecure+Credit. Features such as tri-bureau credit monitoring and a credit scoring simulator are only available if you pay $29.95 per month. UltraSecure+Credit is one of the most expensive identity theft plans available and the most expensive plan included among the best identity protection plans.</p> <p>IdentityForce's annual plans, free trial for UltraSecure, and return policy soften the blow of this relatively expensive service. IdentityForce also offers family plans geared toward preventing child identity theft with ongoing identity monitoring and some social media monitoring.</p> <p>IdentityForce fares relatively well on Trustpilot, earning an average rating of 4.5 stars across 899 reviews, with 59% giving the service four or five stars. Its iOS and Android apps fare worse, receiving an average of 3.0 and 2.5 stars, respectively.</p> <h2>IdentityForce Identity Theft Plans</h2> <p>IdentityForce offers two tiers of service, each with an additional family plan, totaling four plans overall.</p> <p> UltraSecureUltraSecure+CreditUltraSecure FamilyUltraSecure+Credit FamilyPrice (monthly)$19.95$29.95$24.90$35.99Fraud monitoringYesYesYesYesSSN trackerYesYesYesYesCredit monitoringNoThree-bureau monitoringNoThree-bureau monitoringCredit reportsNoQuarterly reports and scoresNoQuarterly reports and scoresCredit score simulatorNoYesNoYesIdentity theft insurance$1 million$1 million$1 million$1 millionBank and credit card activityYesYesYesYesSocial media monitoringYesYesYesYesOnline PC protection toolsYesYesYesYesVPNYesYesYesYesChildWatchNoNoYesYes</p> <h2>How Much Does IdentityForce Cost?</h2> <p>IdentityForce plans range from $19.95 to $35.99. However, IdentityForce does offer a discount for its annual subscriptions. The prices are as follows:</p> <p> MonthlyAnnualUltraSecure$19.95$199.50UltraSecure+Credit$29.95$299.50UltraSecure Family$24.90$249.00UltraSecure+Credit Family$35.99$359.95</p> <h2>How to Buy IdentityForce</h2> <p>The IdentityForce website tends to funnel users to its UltraSecure + Credit plan, the more expensive of its two plans. However, you can access all plans by visiting the IdentityForce homepage and clicking "personal trial." There, you'll find a 30-day free trial for UltraSecure.</p> <p>Once you reach this page, you can select which plan you want and if you want to pay monthly or spring for the discounted annual plan and pay less overall. After adding your personal information, your service will start. You can also download the accompanying IdentityForce app, though it has received mediocre reviews from both Apple and Android users.</p> <h2>How IdentityForce Compares to Its Competition</h2> <p>IdentityForce covers all the bases that its competitors cover and adds value with cybersecurity capabilities as well as its credit score simulator. However, it's more expensive than many of its competitors. It's worth noting that IdentityForce offers annual subscription discounts, which many of its competitors do not.</p> <p><strong>Company</strong></p> <p><strong>Monthly subscription cost</strong></p> <p><strong>Annual subscription cost</strong></p> <p><strong>IdentityForce UltraSecure+Credit - Editorial Name Only</strong></p> <p>$29.95</p> <p>$299.50</p> <p><strong>IDShield 3 Bureau Individual Plan - Editorial Name Only</strong></p> <p>$19.95</p> <p>N/A</p> <p><strong>Aura – All-In-One ID Theft Protection - Editorial Name Only</strong></p> <p>$12</p> <p>$108</p> <p><strong>PrivacyGuard Total Protection - Product Name Only</strong></p> <p>$24.99</p> <p>N/A</p> <p><strong>Identity Guard - Editorial Name Only</strong></p> <p>$29.99</p> <p>$215.88</p> <p><strong>Complete ID - Product Name Only</strong></p> <p>$13.99 or $8.99 based on Costco membership type</p> <p>N/A</p> <p><strong>LifeLock - Product Name Only</strong></p> <p>$34.99</p> <p>$339.99</p> <h2>IdentityForce Frequently Asked Questions</h2> <h3 class="faq-question">Does IdentityForce offer a trial period?</h3> <p class="faq-answer">Yes, IdentityForce offers a 30-day free trial on its UltraSecure plan, though it does not offer a trial for UltraSecure + Credit.</p> <h3 class="faq-question">Can I cancel IdentityForce?</h3> <p class="faq-answer">You can unsubscribe from IdentityForce by calling customer service or through your member dashboard. You'll receive a pro-rated refund for unused services.</p> <h3 class="faq-question">How can I contact IdentityForce customer service?</h3> <p class="faq-answer">You can contact IdentityForce by email at memberservices@identityforce.com, over the phone at 877-694-3367, or through its customer service chat feature.</p> <h2>Why You Should Trust Us:</h2> <h2>How We Evaluated IdentityForce</h2> <p>We evaluate each identity protection service based on how well it can protect, monitor, and recover your identity. We'll look for key services that all identity protection services should have, such as dark web monitoring and public records monitoring, as these two features are difficult to find elsewhere.</p> <p>We also look at whether an identity theft protection service includes credit monitoring and how comprehensive that monitoring is (single-bureau monitoring, tri-bureau monitoring, etc.). However, this isn't as important to us as you can find pretty decent credit monitoring services for free. We also look for features that help the customer recover their identity if it's stolen, such as stolen wallet protection, identity theft insurance, and dedicated fraud experts who can help you regain your identity.</p> <p>Identity theft protection services often follow a tiered pricing system, offering a greater variety of features with their more expensive plans. Once you reach the highest tier of service, you'll find a similar set of features across all services, which is why we pay particular attention to how high up their tier system you have to get to unlock certain features and how much the most expensive tier costs.</p> <p>While this is our primary consideration when we rate identity theft protection companies, we also look at a company's customer ratings to identify any issues. We also consider QoL features such as return policies, family plans, free trials, and annual discounts.</p> <p>Using these criteria, IdentityForce is one of the best identity protection services. Its cybersecurity software offers comprehensive protection, a feature not often seen among identity protection services. Its premium service comes with a credit scoring simulator, which can help you see how another <a href="https://www.businessinsider.com/personal-finance/what-is-line-of-credit">line of credit</a> might affect your <a href="https://www.businessinsider.com/personal-finance/what-is-a-credit-score">credit score</a>.</p> <p>While you'll have to pay a high price for IdentityForce's premium service, annual discounts, free trials, and refund policy can soften the blow. </p> <p>You can find our full explanation of <a href="https://www.businessinsider.com/personal-finance/how-we-rate-identity-theft-protection-services">how we rate identity theft protection services</a> here. </p> <div class="read-original">Read the original article on <a href="https://www.businessinsider.com/personal-finance/identityforce-review">Business Insider</a></div><!-- /wp:html -->

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

With cybersecurity and identity theft protection features, IdentityForce is among our top picks for the best credit monitoring services and best identity theft protection services. However, it’s also one of the most expenseive. 

IdentityForce Overview

Owned by TransUnion, one of the three major credit bureaus, IdentityForce is a top-notch service that provides various solutions to prevent, identify, and resolve instances of identity theft.  

IdentityForce’s cybersecurity features, including anti-phishing and anti-keylogging software and a virtual private network (VPN), particularly stand out. IdentityForce also includes an online vault for storing sensitive digital documents. These features should go a long way toward preventing identity theft. If that fails, IdentityForce provides up to $1 million in identity theft insurance and credit experts who can help you recover.

The company reserves some key identity theft monitoring features for its premium plan, UltraSecure+Credit. Features such as tri-bureau credit monitoring and a credit scoring simulator are only available if you pay $29.95 per month. UltraSecure+Credit is one of the most expensive identity theft plans available and the most expensive plan included among the best identity protection plans.

IdentityForce’s annual plans, free trial for UltraSecure, and return policy soften the blow of this relatively expensive service. IdentityForce also offers family plans geared toward preventing child identity theft with ongoing identity monitoring and some social media monitoring.

IdentityForce fares relatively well on Trustpilot, earning an average rating of 4.5 stars across 899 reviews, with 59% giving the service four or five stars. Its iOS and Android apps fare worse, receiving an average of 3.0 and 2.5 stars, respectively.

IdentityForce Identity Theft Plans

IdentityForce offers two tiers of service, each with an additional family plan, totaling four plans overall.

 UltraSecureUltraSecure+CreditUltraSecure FamilyUltraSecure+Credit FamilyPrice (monthly)$19.95$29.95$24.90$35.99Fraud monitoringYesYesYesYesSSN trackerYesYesYesYesCredit monitoringNoThree-bureau monitoringNoThree-bureau monitoringCredit reportsNoQuarterly reports and scoresNoQuarterly reports and scoresCredit score simulatorNoYesNoYesIdentity theft insurance$1 million$1 million$1 million$1 millionBank and credit card activityYesYesYesYesSocial media monitoringYesYesYesYesOnline PC protection toolsYesYesYesYesVPNYesYesYesYesChildWatchNoNoYesYes

How Much Does IdentityForce Cost?

IdentityForce plans range from $19.95 to $35.99. However, IdentityForce does offer a discount for its annual subscriptions. The prices are as follows:

 MonthlyAnnualUltraSecure$19.95$199.50UltraSecure+Credit$29.95$299.50UltraSecure Family$24.90$249.00UltraSecure+Credit Family$35.99$359.95

How to Buy IdentityForce

The IdentityForce website tends to funnel users to its UltraSecure + Credit plan, the more expensive of its two plans. However, you can access all plans by visiting the IdentityForce homepage and clicking “personal trial.” There, you’ll find a 30-day free trial for UltraSecure.

Once you reach this page, you can select which plan you want and if you want to pay monthly or spring for the discounted annual plan and pay less overall. After adding your personal information, your service will start. You can also download the accompanying IdentityForce app, though it has received mediocre reviews from both Apple and Android users.

How IdentityForce Compares to Its Competition

IdentityForce covers all the bases that its competitors cover and adds value with cybersecurity capabilities as well as its credit score simulator. However, it’s more expensive than many of its competitors. It’s worth noting that IdentityForce offers annual subscription discounts, which many of its competitors do not.

Company

Monthly subscription cost

Annual subscription cost

IdentityForce UltraSecure+Credit – Editorial Name Only

$29.95

$299.50

IDShield 3 Bureau Individual Plan – Editorial Name Only

$19.95

N/A

Aura – All-In-One ID Theft Protection – Editorial Name Only

$12

$108

PrivacyGuard Total Protection – Product Name Only

$24.99

N/A

Identity Guard – Editorial Name Only

$29.99

$215.88

Complete ID – Product Name Only

$13.99 or $8.99 based on Costco membership type

N/A

LifeLock – Product Name Only

$34.99

$339.99

IdentityForce Frequently Asked Questions

Does IdentityForce offer a trial period?

Yes, IdentityForce offers a 30-day free trial on its UltraSecure plan, though it does not offer a trial for UltraSecure + Credit.

Can I cancel IdentityForce?

You can unsubscribe from IdentityForce by calling customer service or through your member dashboard. You’ll receive a pro-rated refund for unused services.

How can I contact IdentityForce customer service?

You can contact IdentityForce by email at memberservices@identityforce.com, over the phone at 877-694-3367, or through its customer service chat feature.

Why You Should Trust Us:

How We Evaluated IdentityForce

We evaluate each identity protection service based on how well it can protect, monitor, and recover your identity. We’ll look for key services that all identity protection services should have, such as dark web monitoring and public records monitoring, as these two features are difficult to find elsewhere.

We also look at whether an identity theft protection service includes credit monitoring and how comprehensive that monitoring is (single-bureau monitoring, tri-bureau monitoring, etc.). However, this isn’t as important to us as you can find pretty decent credit monitoring services for free. We also look for features that help the customer recover their identity if it’s stolen, such as stolen wallet protection, identity theft insurance, and dedicated fraud experts who can help you regain your identity.

Identity theft protection services often follow a tiered pricing system, offering a greater variety of features with their more expensive plans. Once you reach the highest tier of service, you’ll find a similar set of features across all services, which is why we pay particular attention to how high up their tier system you have to get to unlock certain features and how much the most expensive tier costs.

While this is our primary consideration when we rate identity theft protection companies, we also look at a company’s customer ratings to identify any issues. We also consider QoL features such as return policies, family plans, free trials, and annual discounts.

Using these criteria, IdentityForce is one of the best identity protection services. Its cybersecurity software offers comprehensive protection, a feature not often seen among identity protection services. Its premium service comes with a credit scoring simulator, which can help you see how another line of credit might affect your credit score.

While you’ll have to pay a high price for IdentityForce’s premium service, annual discounts, free trials, and refund policy can soften the blow. 

You can find our full explanation of how we rate identity theft protection services here. 

Read the original article on Business Insider

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